Accidents such as a slip and fall on your property resulting in injury to another person can be financially devastating for your business. That’s why it’s important to have liability coverage to protect your business in the event of a claim.

If you use equipment in the operation of running your business and they get lost or damaged as a result of a covered risk, SPARK covers the cost to replace them. We even provide coverage for your employees’ equipment and tools.

When a fire, flood, windstorm or some other disaster strikes and you have to temporarily close down your business or move to a different location, SPARK covers you for loss of income to keep your business running.

Your database can get hacked and in turn, your consumer info is at risk. The good news is your SPARK insurance provides coverage for identity theft.

Unexpected events can happen at any time—fire, flood, sewer back-up, theft. Unica’s SPARK product includes broad coverage for your building and contents such as your inventory, equipment, furnishings, fixtures and supplies. We even include coverage for your employees’ personal belongings in your building.

There are many additional expenses to take care of after a loss, such as expenses for lock and key replacement, debris removal, retrieval of valuable papers and records, accounts receivable, replacement of exterior signs, and fire department charges. SPARK provides industry-leading coverage for these extra post-loss expenses.