Personal Vehicle Coverage

When you protect your home or condo with Unica Insurance, we offer the same comprehensive coverage and best-in-class Claims service tailored for your personal vehicle, luxury vehicle or collector car.

Blue classic car parked on gravel.
Closeup of a luxury sport vehicle's headlight.
Closeup of a vehicle rim.

Personal Vehicles

Our automobile insurance solutions offer peace of mind protection for you and your vehicles. We partner with trusted insurance Brokers who can provide guidance and advice to help you choose the right coverage for your needs.

Luxury Vehicles

Whether your vehicle is worth $60,000 or $250,000, our automobile insurance solutions offer peace of mind protection for you and your vehicles. We partner with trusted insurance Brokers who can provide guidance and advice to help you choose the right coverage for your needs.

Collector Cars

Whether you intend to display your collector car in a weekend parade or use it for the occasional countryside tour, trust Unica’s experts to provide your collector car with the best insurance protection.

Collector Car Coverage Highlights

Additional Vehicle Coverages

Leather interior of a luxury vehicle.
Waiver of Depreciation
Protect the value of your new vehicle for up to five years
An electric vehicle charging at a station.
Accident Protection Endorsement
Protects your premium from your first at-fault accident
Commercial Vehicle
Transport • Delivery • Liability

Bundle with Unica and save.

Combine your home, auto or business with Unica to save on your monthly premiums.

Learn more
https://www.unicainsurance.com/wp-content/uploads/2023/03/Bundle-Home-min.png
https://www.unicainsurance.com/wp-content/uploads/2023/03/Bundle-Business-min.png
https://www.unicainsurance.com/wp-content/uploads/2023/03/Hero-1Temp-Vehicle.jpg

Collector Car Coverage Highlights

We understand your collector car can represent the culmination of years of hard work and we’ve crafted our Collector Car insurance coverage to stand apart with no mileage restriction, no historical plate requirements and agreed value replacement.

Agreed Value
In the event of a total loss, your vehicle is covered by the value agreed upon when you purchased your policy.
Spare Parts Coverage
Additional parts you’ve purchased to maintain your vehicle are also covered under your policy.
Overnight Accommodations
Staying in the next town over for a show? Receive reimbursement up to $200 per occurrence in the event of any insured loss where you can’t drive your vehicle.
Flatbed Towing
All towing in the event of an insured loss will be carried out with a flatbed to a shop of your choice, whether local to the accident or local to your residence.

Transparent.
Trustworthy.
Reliable.

At Unica, we’ve built our reputation by putting people first. We’ll handle your claim as quickly and as worry-free as possible.
A young girl using a hose to spray the rim of an SUV parked on her driveway.

Here to help—and listen.

I can’t think of enough words to describe our adjuster, David. Though my car was heavily damaged, he made sure it was fixed well and efficiently. He was always there for me listening with care, compassion and fairness. I thank him with all my heart and having him on my side definitely helped my recovery.
Susan M. | Guelph

Service partners that deliver results.

The cooperation between Unica, the repair shop and the rental agency was amazing. I received my car back on time and the rental services were great. Kudos to the whole group for working so well together!
Michael F. | Toronto
A customer service representative speaking on the phone.

Efficiency in handling challenging situations.

Unica’s Adjuster was incredibly cooperative, efficient, and professional in handling our auto claim. A driver hit us at high speed, causing significant damage to our car. Although it was shocking, we were fortunate to remain unharmed. We’re truly grateful for our adjuster’s exceptional work, which alleviated our anxiety and led us through this challenging situation.
Franklin C. | Toronto

Looking for a quote?
Find a broker in your neighbourhood.

car stored in underground parking facility covered by a red tarp

Storing your luxury car for the Winter

Winter weather is upon us, which means it’s time to start thinking about storing your classic or luxury car for the winter. Here are some tips to consider while you prepare your car for the winter season. Make sure the...
Read article - Storing your luxury car for the Winter