The Unica Story

Founded in 1955, Unica Insurance provides innovative niche Commercial and Personal Insurance solutions to protect clients’ homes, vehicles and businesses.

Our mission

Deliver best-in-class insurance protection backed by a renowned claims experience, to safeguard your hard-earned assets and protect your momentum.

Protecting your momentum.™

Partnership with select insurance brokers.

Our products are delivered exclusively through a network of select professional insurance brokers across Ontario.

Best in-class Claims service.

Prompt. Personal. Professional. Best-in-class Claims service tailored to your lifestyle.

Exclusive solutions for all your possessions.

Protect your assets. Protect your home and business. Protect your momentum. Unica offers tailer-made protection for you.

Unica is a subsidiary of Beneva Insurance Company, one of the largest property & casualty insurers in Canada. Our products are delivered exclusively through a network of select professional insurance brokers across Ontario.

Integrity and transparency
Customer-centric mindset
Company sustainability
Social involvement and responsibility

Leadership

Guy Lecours
Guy Lecours
Chief Operating Officer
Jennifer Ronca
Jennifer Ronca
Senior VP of Operations
Monica Celisano
Monica Celisano
Regional VP, Commercial
Tanya Eyram
Tanya Eyram
Regional VP, Personal
Chris Weston
Chris Weston
Regional VP, Business Dev. & Broker Financial Solutions
Laurence Wymant
Interim Regional VP, Claims
Cristine Chan
Cristine Chan
Senior Director, HR & Shared Services
Mark Fonseca
Mark Fonseca
Senior Director, Litigation
Guy Lecours
Chief Operating Officer
Guy Lecours

Guy Lecours is a seasoned leader with more than 25 years of experience in the insurance industry.

A Fellow of the Canadian Institute of Actuaries, Guy Lecours has held various senior management positions at major companies mainly in Quebec, but also elsewhere in Canada.

He sits on several boards of directors.

Thanks to his numerous achievements in the insurance field, his strategic vision and his unifying style, Guy Lecours will contribute to the development and innovation of our brokerage activities in Quebec and Ontario.

Jennifer Ronca
Senior VP of Operations
Jennifer Ronca

Jen is inspired by our extraordinary corporate culture that many believe only exists in literature. With a passion for hiring great people, she knows anything is possible when it comes to her team. 

Since starting her career in 1991, Jen has held several leadership roles in all aspects of this industry including Claims, Brokering, Personal Underwriting and Commercial Underwriting. Jen’s unique experience gives her the ability to interact and lead with confidence in every situation. 

Jen holds a Bachelor of Arts Degree from Trent University and is a Chartered Insurance Professional. 

Monica Celisano
Regional VP, Commercial
Monica Celisano

Monica Celisano is the Regional Vice-President of Commercial Insurance accountable for all aspects of the Commercial lines division. In this capacity, Monica strategically collaborates with Claims, Business Development, Broker Financial Solutions and all other pertinent lines of business at Unica.

Monica has over 25 years of insurance experience and has held leadership roles in both Personal and Commercial lines, resulting in a comprehensive background in technical underwriting and a natural leadership style. Monica is results-oriented with a strong focus on customer experience and Broker relationships.

As a graduate of International Business, Monica holds a CRM designation and is a Fellow Chartered Insurance Professional.

Tanya Eyram
Regional VP, Personal
Tanya Eyram

A graduate of Queen’s University, Honours Bachelor of Commerce program, Tanya brings to the role a wealth of industry knowledge and expertise, having served in a number of senior management positions on the carrier side for more than 20 years. Tanya has dedicated her career to delivering service excellence and innovation, and has honed her skills in transformational leadership, operational efficiency, and profitable growth strategy. Much of her efforts have been focused on developing her technical skills in high-net-worth properties, recreational marine risks, valuable articles, and all things geared toward the VIP customer.

Tanya is excited about Unica’s niche VIP strategy and is looking forward to playing a key role in enhancing Unica’s LIVEasy product suite while expanding its offering of best-in-class coverages and benefits to a larger percentage of your clients.

Chris Weston
Regional VP, Business Dev. & Broker Financial Solutions
Chris Weston

Chris’ passion is to continually push the expectations and achievements Unica’s Brokers and clients have come to rely on from the organization.

Since starting his career in 1991, Chris has held various frontline, management and senior leadership positions in both the broker and insurer arenas, including several years with a large international brokerage. After joining Unica in 2008, Chris worked with his peers and the company’s Broker Network to champion the strategy of creating a unique niche insurer with a focus on specific commercial segments and VIP personal lines.

Chris holds a Bachelor of Arts degree from Saint Mary’s University and a Masters in Business Administration from the University of Phoenix.

Laurence Wymant
Interim Regional VP, Claims

With over 30 years of insurance claims experience including Chartered Insurance Professional and Certified Risk Manager designations, Laurence Wymant is a recognized expert in the field. 

Laurence holds “Triple Master” certifications in Fire & Smoke, Water, and Textiles restoration from IICRC and is a Fire Loss Specialist certified by the Restoration Industry Association (RIA). Laurence actively contributes to ANSI/IICRC restoration standards development, serving as Vice-Chair for S320 and participating in committees for upcoming S700 and S760 standards. 

He is also involved in RIA’s Education Committee as an author and technical editor of the organization’s course materials and sits on the CICMA Arbitration panel resolving disputes among insurers. 

For over a decade, Laurence has passionately supported charities for seriously ill children, notably raising $421,000 while serving as a main committee member for the Starlight Insurance Campaign.

Cristine Chan
Senior Director, HR & Shared Services
Cristine Chan

Cristine is passionate about fostering exceptional employee experiences and building high-performance teams. A seasoned HR executive with 30 years of experience in the financial services industry, Cristine leads the HR and Shared Services team at Unica with a dedication to cultivating strong leaders, engaged employees and building a culture-first atmosphere that is diverse, equitable and inclusive.

Cristine holds a Bachelor of Arts degree from the University of Toronto and has earned her Certified Human Resources Leader (CHRL) designation.

Mark Fonseca
Senior Director, Litigation
Mark Fonseca

Mark began his career in 1992 with a boutique insurance defence firm in downtown Toronto. He transitioned to in-house counsel in 1999.

Mark works closely with the Unica Claims and Underwriting departments to provide effective legal services. Mark has argued cases before the Ontario Superior Court of Justice, the Ontario Insurance Commission, Financial Services Commission of Ontario and the Workers Compensation Board.

Mark is a past Vice-Chair of the Ontario Bar Association Insurance Law Section and obtained his LL.B from Osgoode Hall Law School after graduating from the University of Toronto.

AM BEST “A” Excellent Rating

The ratings of Unica reflect our balance sheet strength, which AM Best—one of the most prestigious information and credit rating agencies in the insurance market—assesses as very strong, as well as our adequate operating performance, limited business profile and appropriate enterprise risk management (ERM).

Financial Strength Rating (FSR) of A (Excellent)
Long-Term Issuer Credit Rating (Long-Term ICR) of “a” (Excellent)
The outlook assigned to this Credit Rating (rating) is stable.

Join our team

The foundation of our success begins with our people. At Unica, we have a dynamic and friendly corporate culture that is the motivation behind our success.

Interested in becoming a Broker Partner?

Unica’s strategic partnerships division offers brokers advice and assistance in securing capital for various business opportunities, including mergers and acquisitions, succession planning, growth initiatives, and business modernization.
Broker Financial Solutions
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